Are Executive Condos (ECs) Still a Smart Buy in 2025?

Authored by Raymond Tiah

Executive Condos in 2025: Still Worth the Investment?

Executive Condominiums (ECs) have long been seen as the sweet spot between affordability and private living. But with rising EC prices and a shrinking gap with private condos, many are asking: are ECs still a good buy in 2025? Let’s break it down with data and trends.

Proven Capital Growth: ECs Deliver Results

Here’s how past ECs have performed:

• Hundred Palms Residences (Hougang)

  • Launched in 2017 at $841 psf

  • 2025 resale average: $1,769 psf → 110% increase in 8 years
    

• Twin Fountains (Woodlands)

  • Bought in 2021 at $1,000 psf

  • 2025 prices: $1,344 psf → 30% growth in a few years

Even later-stage buyers saw healthy appreciation. ECs remain a solid long-term asset for many.

Price Gap with Condos: Still Favourable, But Narrowing

In areas like Woodlands:

• Norwood Grand (private condo, 2024 launch): $2,067 psf

• EC resale in same area: $1,344 psf

• That’s a 53.8% difference

New infrastructure like MRT lines and the RTS Link to Johor Bahru is pushing up prices—making ECs a value pick in emerging hotspots.

Affordability: ECs Still Accessible for Many

Let’s look at some numbers:

• EC (900–1,000 sq ft): ~$1.48M

• Private condo (same size): ~$2.1M

• ECs are ~42% cheaper

For a 30-year-old earning $16K/month, loan eligibility is around $1 million—enough to finance an EC, but private condos may be out of reach due to MSR/TDSR loan limits.

Why Upgraders Still Prefer ECs

Key benefits for HDB upgraders:

• No ABSD if you keep your HDB flat longer

• Deferred Payment Scheme (DPS) – delay payments and move in later

• Lower psf compared to private condos

In 2025, 3 EC projects are launching in Tampines, Pasir Ris, and Tengah, offering fresh options for a wide range of buyers.

Final Thoughts

Despite rising prices, Executive Condos continue to offer strong value—with appreciation potential, entry-level affordability, and buyer-friendly schemes. For those upgrading from HDB or looking to invest, ECs remain one of the smartest ways to step up in the market.

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